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Misael Alexander
Misael Alexander, 21, lives with his life companion and his parents. He grows corn. The years he’s worked have given him much valuable experience that makes it possible for him to obtain the best harvests. His farmland is located in an area of high agricultural concentration very near where he lives. He sells all around his area and has secured a large clientele that prefers him because he always has what they need: top quality products at affordable prices in addition to good service.

Misael is an enterprising man with many goals to reach. Every day he has the hope that through his efforts he will be able to secure a better future; he does not plan to give up until he does so. This planting season Misael wants to increase production which is why he’s asking Integral for a loan to buy corn and bean seeds, manure, tools, etc. Misael has good payment references and is sure that he will be able to repay the loan while at the same time provide his family with fulfilled life.
View original language description ↓
Misael Alexander de veintiuno años de edad vive junto a su compañera de vida y sus padres; él se dedica al cultivo de maíz, tiene varios años de trabajar en el rubro y se ha hecho de experiencia valiosa que le permite obtener las mejores cosechas, el terreno de cultivo esta ubicado en una zona apta para la siembra y muy cercano a la localidad donde reside, comercia en todos los alrededores de la comunidad y ya tiene mucha clientela que lo prefiere porque posee todo lo que desean, con producto de calidad, buenos precios pero sobre todo con un buen servicio; Misael es un hombre emprendedor con muchas metas que desea alcanzar todos los días tiene la esperanza que con este esfuerzo puede ganarse un futuro mejor , no piensa rendirse hasta alcanzar el éxito; en esta temporada de siembra quieren aumentar la producción por es le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol abono, herramienta, etc. Misael Alexander tiene buenas referencias de pago, asegura cancelar la deuda y a la vez tiene fe que le dará a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 529
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Misael Alexander to buy corn and bean seeds, manure and tools.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 20, 2012
Currency Exchange Loss:
Feb 17, 2013