A loan of $825 helped a member to buy stock merchandise like clothes, shoes and cosmetics to sell.

G.s. Hospital Ii Group's story

The “Hospital II” solidarity group has two members: Claudia del Carmen and Nubia del Socorro. Their ages range between 40 and 60 years. Claudia has two children who are 12 and 22 years old and still in her care; they attend secondary school and university. They live in Chinandega Department which is located in the west of the country, a place noted for its very hardworking people. It’s a very commercial zone where commerce is profitable. Claudia del Carmen is the coordinator of the community bank. She has 8 years of experience selling general merchandise from door to door.

Claudia’s daily routine is to head out into the streets very early in the morning carrying a bundle that weighs about 20 kilograms or more filled with her merchandise. She takes her merchandise both to her regular customers and any others who she sells to on credit collecting payment by-weekly which is the customary way of collecting payment in this country.

She intends to use the loan to invest in working capital and buy merchandise like clothes for children and adults, sandals and cosmetics.

Claudia states that in a not too distant future her dream is to see her children become professionals and to have a general store to sell her merchandise in and thus have a less demanding work routine since her current way of working is very demanding because she has to wander the streets under the hot sun all day.

They thank Kiva lenders for the help they give small merchants of limited resources and from poor countries like Nicaragua to have a dignified way of earning a living.

In this group: Claudia Del Carmen, Nubia Del Socorro

Translated from Spanish by Kiva volunteer

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