A loan of $425 helped a member to invest in the purchase of dairy products and general merchandise and natural soft drinks.

G.s. Chavarria Group's story

The solidarity group Chavarría is made up of Juana del Carmen, who is 48, married, and has two children, aged 21 and 26, and Paula Emilia. They belong to the department of Chinandega, a well-known commercial area, which is located in the west of the country.

Juana sells general merchandise, which consists of new clothing, shoes, cosmetics, as well as a small shop where she sells goods for daily consumption such as: rice by the pound, quarts of oil, matchbooks, onions, loaves of bread. Juana has 17 years of experience in business activity out of her home and on rounds.

Her daily routine is to get up at 5:00 am to open the shop from a very early hour--to take advantage and sell as her clients have to get up and find breakfast to send their children to class--until 10:00 pm. She started the business with savings from her job as a teacher, from which she had to retire due to illness, and so decided to start her own business.

The objective of this loan is to invest in clothing for women, men and children, and some orders for her clients.

Paula is married and has six children, all of age and independent. Her business is selling refreshments, and she has 18 years experience. She makes the soft drinks with a natural fruit base and cow's milk. Thanks to God and the quality of her drinks, she has regular and transient clients. The business is located at the edge of the local market.

In the photo, we see Paula offering her drinks in an apron with her cooler at the edge of the market.

The solidarity group Chavarría is grateful for the assistance given to small businesses with limited resources and poor countries like Nicaragua.

In this group: Juana Del Carmen, Paula Emilia

Translated from Spanish by Kiva volunteer LeeJay Victor

Loan details

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Loan details