A loan of $400 helped pig and crop cultivation; sale of firewood; shoe-mending.


Timothy Suh's story

Timothy is the father of five children and seven grandchildren. His dream is to build a house from which he can collect rents when he becomes old and tired and cannot continue with labor-intensive business. Having received training in pig farming, shoe-mending, marketing techniques and credit management organized by GHAPE, he has borrowed and repaid three cycles of loans of $40, $100 and $120 since 2003. He succeeded in rendering shoe repair services and providing manure for cultivation and meat to his community.

Given a loan of $400, he plans to buy 2 truck loads of firewood and sell it for cooking and heating; buy materials to enlarge his pig sty to produce additional manure and meat for farmers and consumers in the community; buy a hoe and cutlass yam seeds to cultivate for increased carbohydrate supply in the local markets; and tools to repair shoes.

He is capable of handling the loan and repaying without difficulties given his previous credit history and achievements from profits on previous loans. He plans to pay his loan in 18 months. The first repayment installment shall be made on the fourth month from the date of disbursement of the loan.



Loan details


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Loan details