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Update on Constancia

Constancia, 34, is married. She continues with her job selling clothing in the busy market in the city of El Alto.

This is her fourth loan sequence with the institution. She's going to use the loan for an antichresis rental arrangement for a store for her business.

Her reason for requesting the loan is the need to have a store for selling on the other days. She's going to use the profits to devote herself to working full time every day of the week.
View original language description ↓
La Sra. Constancia tiene 34 años y es casada sigue con la actividad de venta de ropa en la populosa feria de la ciudad de El Alto este préstamo es su cuarta secuencia dentro de la institución, La Sra. Constancia va a usar este préstamo para el anticrético de una tienda para su negocio, su razón para solicitar este préstamo es necesidad de tener una tienda para vender el resto de los días, ella va a utilizar los beneficios para dedicarse de tiempo completo a su actividad y todos los días de la semana.

Previous Loan Details

Sra. Constancia lives in the District of Pampahasi Alto, which is located 20 minutes from the central part of the city. She lives in her own home along with her husband and a daughter who is of school age. Constancia sells secondhand clothing that she purchases in bundles from the traveling mer... More from Constancia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 128
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Constancia to pay for an antichresis rental contract for a store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 20, 2012
Currency Exchange Loss:
Apr 17, 2013