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Vilma Isabel
Vilma Isabel is 20 years old and lives with her husband and their two children, as well as her elderly father. Vilma, like all responsible and hardworking mothers, works arduously every day to make headway. She makes a living selling corn and beans, which she also plants and harvests on her own plot of land. She is requesting the loan to purchase larger quantities of corn and bean seeds to plant, which will ensure increased revenue and improve the family finances, which is her main goal.
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Vilma Isabel de 20 años de edad, vive junto a su esposo, dos hijos y su padre de avanzada edad. Vilma como toda madre de familia responsable y trabajadora se esfuerza día con día para salir adelante, ella se dedica a la venta de de maíz y frijoles los cuales también siembra y cosecha en su propia parcela. Ella solicita un préstamo por medio del cual pueda comprar mayor cantidad de maíz y frijoles para sembrar, con lo que se asegurará aumentar sus ingresos y mejorar la economía de su familia lo cual es lo principal para Vilma.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Vilma Isabel to purchase corn and bean seeds.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Sep 8, 2012
Sep 19, 2012
Currency Exchange Loss:
Nov 15, 2012