A loan of $600 helped to purchase tires, oil, and other products for her motorcycle taxi.


Pilar's story

Pilar is 37 years old. In addition to being warm and friendly, she is a hard-working and determined woman. She lives with her partner Miguel, who is independent and the father of their five children. She loves her children very much and wishes to provide them with a good education. They live comfortably together in their own home. Pilar rents bicycles and operates her business from her home. She owns three units that are operational and running. She also has a motorcycle taxi that she rents to her neighbor and receives a payment or daily fare. She has outfitted a space in her home for the bicycles’ storage and maintenance, which her partner handles.

She started her business with one bicycle six years ago and seeing the demand for her service, she decided to invest in the acquisition of additional units. Over the course of time, however, she suffered the theft of some units. She has nine units, but due to wear and tear, only three are operational and the other six are undergoing maintenance. Her husband supports her in the business and her children help with the customer service. She believes her business is profitable based on the income it provides her. Before starting her business, she had financial difficulties because her partner’s income wasn’t enough to cover the household expenses. However, now she can help him and hopes to have a better quality of life. She hopes to save the profits she has earned from her business and buy another motorcycle taxi that she can rent in order to increase her income. This is her fourth loan with the MFP institution. She feels grateful to have the financial support to advance her business. In addition, she is at ease with her communal bank because she knows the members and believes they are friendly and responsible.

With the 1500 nuevos soles requested, she will invest in the maintenance of her motorcycle taxi by purchasing tires, oil, and other items and in this way, increase her income.

Translated from Spanish by Kiva volunteer Eleanor Francoletti-Putz


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