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Luce is in her early forties and is the mother of five, her oldest child being twenty and youngest being eight. All of her children attend school. As she has a family with five children, she has received financial help from World Vision Albania’s Economic Area Development. “I would not be where I am today without their help. I see progress with my children. They go to school now when they would not otherwise and I’m happy,”” Luce said.

Luce has been selected recently to participate in the Economic Development Program from World Vision Albania and the microfinance of VisionFund Albania to expand her business. She has earned the technical skills and through the project she is now learning the entrepreneurial basic skills that will help her in developing and sustaining her business.

Luce is requesting a loan from Kiva to buy thirty goats and hopes that lenders will show some understanding.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 15
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 108.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Luce to buy thirty goats to expand her business.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Sep 18, 2012
Currency Exchange Loss:
Apr 18, 2015