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Update on Paulina

The member is a part of the community bank "The Pearls" (Las Perlas); this bank is located in the district of Huanchac, which is part of the province of Cusco and the department of Cusco.

Paulina is in the business of raising small domesticated animals like hens and guinea pigs. She has spent years in this business, which is going well thanks to the daily efforts she puts into it. She raises these little animals for sale to her customers when they request them. She sells them in one of the markets in the city center. The member is a responsible and hardworking person, and this is the manner in which she helps her family to get ahead.

She is asking for the loan to buy guinea pigs for her business.

The member thanks the lenders who lend in this way, and also promises to comply with the terms of her payment schedule as stipulated.
View original language description ↓
La socia pertenece al banco comunal “LAS PERLAS”; Este banco está situado en el distrito de Huanchac perteneciente a la provincia de Cusco y departamento de Cusco.

La socia Paulina; continua dedicandose al negocio de crianza de animales menores como gallinas y cuyes , la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia cria a estos animalitos para luego venderlos a sus clientes que le solicitan ,la socia vende en uno de los mercados por el centro de la ciudad,la socia es una persona responsable y empeñosa siendo de esta manera que la socia saca adelante a su familia.
La socia solicita el credito para la compra de cuyes para su negocio.

La socia agradece el préstamo mediante este medio y del mismo modo se compromete a cumplir con el pago de sus cuotas en el plazo estipulado.

Previous Loan Details

Paulina is a member of the Communal Bank “Las Perlas” (The Pearls), which is located in the District of Huanchac, Province and Department of Cusco. She is 45 years old, married, and has two children. Paulina is a small businesswoman who sells small animals, such as chickens and ducks, at the... More from Paulina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $63,796,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Paulina to buy guinea pigs for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 22, 2012
Sep 19, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Paulina. It was first posted on Kiva on Oct, 2010. Learn More