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Jose Luis

Update on Jose Luis

He belongs to the “Las Perlas” (The Pearls) communal bank located in Huanchac District in Cusco Province and Department. He continues working providing transportation services every day from 6am until 10pm approximately. He’s been in this business for a long time and he does well thanks to the effort he puts into it daily. He’s a responsible, enterprising person and this is the way he supports his family. He requests the loan to buy tires for his car. He is grateful for the loan and commits to make his installment payments in a disciplined manner.
View original language description ↓
El socio pertenece al banco comunal "LAS PERLAS"; Este banco se ubica en el distrito de Huanchac en la provincia y departamento de Cusco.

El socio continua dedicandose a brindar el servicio de transporte ,el socio trabaja todos los dias desde las 06:00am hasta las 10:00pm aproximadamente ,el socio lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia ,el socio es una persona responsable y empeñosa siendo de esta forma que el socio saca adelante a su familia.

El socio solicita el credito para la compra de llantas para su carro.

El socio agradece el prestamo y se compromete a cumplir con el pago de sus cuotas en forma disciplinada.

Previous Loan Details

This community bank member belongs to the community bank "Las Perlas" (The Pearls). This bank is located in the Huanchac district, in the province and department of Cusco. Jose is 56 years old and he is married. He works in transportation and alternates his work with taxi service. By working i... More from Jose Luis's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 39
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Jose Luis to buy tires for his car.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 22, 2012
Sep 19, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Jose Luis. It was first posted on Kiva on Sep, 2010. Learn More