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This is 35 year-old Salamatu. She is married, and has two children aged nine and two years. She has one additional dependent niece who lives with her. In 2008, Salamatu established her rice and provision business. She began her business to help assist her husband to solve some domestic problems. Working six days-a-week and 10 hours per day, she earns about Le 1,000,000 every month from this business. She would like a loan in the amount of Le 5,000,000. Salamatu requires a loan in order to buy 20 bags of rice and will use the remaining balance for transportation. She hopes that this loan will enable her to increase her monthly profits by approximately Le 600,000. In the future, Salamatu plans to assist her husband to complete their own house so that she can transfer there to reduce the cost of renting, which can help her to increase her revenue. She is honest and hardworking and she thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Salamatu to buy 20 bags of rice and pay for transportation.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 19, 2012
Currency Exchange Loss:
Aug 17, 2013