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Ndue is 49 years old and married. He has four children; the oldest is 29 and the youngest who attends school is 9. They all live in the northeastern part of the country, where the majority of residents are involved in raising goats, since the weather and terrain helps this kind of activity. Ndue is one of those who raise goats, selling milk and baby goats to the local market.

Ndue now wants to grow his business further and have his children do the same: get involved in the business. In addition to this, his plans include improving the family’s living conditions and educating the youngest child. This is why he is now requesting this loan to purchase 30 milk goats.

This loan will be a great help to Ndue, and his appreciation to lenders is just enormous.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 108.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Ndue to purchase 30 milk goats.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 17, 2012
Currency Exchange Loss:
Apr 18, 2015