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Mzia is from the village of Nasaguri, East Georgia. She is 41 years old and lives with her family -- husband, mother-in-law and three children (14, 17 and 18 years old). Two of her children go to the local school and her elder daughter is a student. Her mother-in-law is provided with a retirement pension. Mzia’s husband works as a distributor and gets a monthly income. The family is involved in an animal husbandry business. In particular, they have 2 milk cows and 3 pigs. Mzia produces yogurt and cheese, which is sold locally. The family plans to fatten pigs and sell them during the winter season.

Mzia requested a loan to cultivate a plot of land and sow wheat. The family will do all relevant seasonal work to make a good harvest. The harvested wheat will be sold and this will increase the income for the family. With the increased income, Mzia will improve the living conditions for her family and insure a better future for them.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 53
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Mzia cultivate a plot of land to grow wheat.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 17, 2012
Currency Exchange Loss:
Jan 15, 2013