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Miguel Fabio
Miguel Fabio is thirty-four years old and lives with his wife and their children. He works in the agricultural sector, specifically the cultivation of corn and beans. The years of working [in this field] have given him the valuable experience that has allowed him to obtain the best harvests. The land that he cultivates is located in a [concentrated] area of agricultural activity and is very close to his home.

Miguel sells his goods in all the surrounding areas of the community and has many customers that prefer [to buy from] him because he always has what they need at an affordable price, in addition to the great service [that he provides]. He is a dedicated worker, energetic, and has a great desire to accomplish something better in his life. That is why he gives his total effort; he knows that it is the only to achieve success.

Now that there is increased demand, he would like to increase his production. For this reason, he is requesting INTEGRAL for a loan that will allow him to purchase corn seeds, beans, pesticides, tools, [and other similar items]. Miguel Fabio has good credit references. He assures [us] that he will be able to pay the debt and at the same time hopes that he will bring economic security to his home.
View original language description ↓
Miguel Fabio de treinta y cuatro años de edad vive junto a su compañera de vida y sus hijos; él se dedica a la agricultura específicamente al cultivo de maíz y frijol, los años de trabajo le han dado experiencia valiosa que le ha permito obtener las mejores cosechas; el terreno donde se cultiva esta ubicado en una zona de alta incidencia agrícola y muy cercano a su vivienda; comercia en todos los alrededores de la localidad y ya tiene mucha clientela que lo prefiere porque siempre tiene lo que necesita a precio accesible además de un buen servicio; Miguel es un hombre dedicado a su labor, enérgico, y con muchas ganas de hacer algo mejor en su vida por eso se entrega al máximo sabe que solo así alcanzara el éxito; ahora que aumento la demanda quiere aumentar la producción por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, insecticida, herramienta, etc. Miguel Fabio tiene buenas referencias de crédito, asegura que podrá saldar la deuda y a la vez tiene la esperanza que podrá llevar seguridad economica a su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 367
    View loans »
    El Salvador Loans Fundraising
  • $31,244,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Miguel Fabio to purchase corn seeds, beans, pesticide, and tools.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Aug 25, 2012
Sep 19, 2012
Currency Exchange Loss:
Jan 19, 2013