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Daniel is sixty three years old and lives with his life partner and their children; he dedicates himself to agriculture and especially to the cultivation of corn and beans. He has been working in the business for various years which provides him with very valuable experience, allowing him to improve his work every day and obtain the best crops.

His land is located in a special area for planting, with very fertile land; he trades all around the area and already has many clients as people prefer [his products] given everything is top quality with accessible prices and excellent service. Daniel is a man dedicated to his work, willing to give his all for a prosperous future, putting in his maximum effort as he knows this is how he will reach success.

There were losses from the last harvest and he wishes to recover from this so he will make a new investment and solicits a loan from INTEGRAL which will allow him to buy corn seed, beans, fertilizer, insecticide, herbicide, etc. Daniel has good references, ensures that he will be able to pay his debt and has the confidence he will give his family a better quality of life.
View original language description ↓
Daniel de sesenta y tres años de edad vive junto a su compañero de vida y sus hijos; él se dedica a la agricultura especialmente al cultivo de maíz y frijol, tiene varios años de trabajar en el rubro y eso le ha dado experiencia muy valiosa que le permite mejorar cada día mas su labor y obtener las mejores cosechas; el terreno de cultivo esta ubicado en una zona especial para la siembra, con tierra muy fértil, comercia en todos los alrededores de la localidad y ya tiene mucha clientela pues las personas lo prefieren porque todo es de primera calidad y a precios accesibles además de un servicio excelente; Daniel es un hombre entregado a su labor, dispuesto a dar todo de su parte para ganarse un futuro prospero, se esfuerza al máximo porque sabe que así alcanzara el éxito, en la ultima cosecha tuvo perdidas y quiere recuperarse por eso hará una nueva inversión y le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, abono, insecticida, herbicida, etc. Daniel tiene buenas referencias de pago, asegura que podrá saldar la deuda y a la vez tiene la le confianza que le dará a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 710
    View loans »
    El Salvador Loans Fundraising
  • $29,641,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $425 helped Daniel purchase corn seed, beans, fertilizer, insecticide and herbicide.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Aug 20, 2012
Sep 19, 2012
Currency Exchange Loss:
Apr 18, 2013