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Ri is 67 years of age and focuses on farming as the major business activity of her family. She is very industrious in maintaining her farm work each season to ensure high production. She always dreams of having a comfortable life with a consistent income to support her family. She particularly grows vegetables to sell besides rice. Her main customers are the market venders, local people and passersby. She has been in this business for most of her lifetime. Ri’s husband helps the family with the financial support he earns from his firewood trading business. This couple looks old but they think that even at their age, they are strong enough to handle their businesses successfully. Ri is a mother of six grown-up children: a single child and five married children.

At the moment, Ri is very busy at her rice fields due to a great deal of farm work to be done in this time of the season. As it’s really hard work, Ri needs to rent a tractor to till the land and also hire a few laborers to help transplant her rice. In connection with this, she is asking for a loan in the amount of 2,500,000 KHR to pay for plowing fees and labor costs. With the remaining portion of the loan, Ri will purchase fertilizers needed for her rice crop. Ri believes that, through the help of the loan, she will have an abundant harvest, and she hopes for better yields than the previous years.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 124
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • 4,055.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ri to pay for plowing fees, labor costs and to purchase fertilizers needed for her rice crop.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Oct 1, 2012
Currency Exchange Loss:
Dec 17, 2013