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Marjul Carmel
Marjul Carmel lives in Carmen Annex, Ozamis City. She has earned money through proving transportation services for three years, so as to support the needs of her child. She gets an income of PHP 4,000 a month for this business. For a 21-year-old mother, there’s nothing more that can make her happy except to see her family in good living conditions.

Without hesitation, Marjul Carmel seeks to borrows PHP 11,000 from GDMPC microcredit to repair the transport vehicle used in her business.

She joined GDMPC last 2011. Her plan in the future is to hopefully improve her business.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 350
    View loans »
    Philippines Loans Fundraising
  • $70,796,875
    Funds lent in using Kiva
  • 41.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Marjul Carmel to repair the rickshaw vehicle used in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 16, 2012
Currency Exchange Loss:
Mar 15, 2013