El Aguacate (Cuenca) Group
One of the members of this group is Ligia, who is taking out her first loan with the communal bank "El Aguacate." She was inspired to do so by her neighbor, who is part of this communal bank. She is 57 years old and married, and from this relationship she has 7 children. Six of them are married and live independently, and her son who is single suffers from a disability and is attending a small school for special children. Her husband provides security guard services. They do not have a house of their own, so they live in rented quarters.
Ligia works as a mobile fruit vendor, an activity she has carried out for 12 years. Every day she goes out to travel through the city with her fruit cart, from 9 in the morning to 5 in the evening. As a mobile vendor, she depends greatly on the weather in order to have good sales.
She will invest her loan in buying fruits in order to keep growing with her business.
Her goal is to have a shop so that she does not have to sell her products outside in bad weather.
Una de las socias de este grupo es la Señora. Ligia, se encuentra realizando el primer crédito en el banco comunal El Aguacate, fue motivada por su vecina quien es parte de este banco comunal. Tiene 57 años, es casada y fruto de su unión conyugal ha concebido 7 hijos, 6 de ellos son casados y viven independientes, su hijo soltero sufre de una discapacidad y está estudiando en una escuelita para niños especiales. Su esposo presta sus servicios como guardia de seguridad, no tienen casa propia por lo que viven arrendando.
Ella se dedica a la venta ambulante de frutas actividad que la desempeña hace 12 años, todos los días sale a recorrer la ciudad con su carrito de frutas desde las 9 de la mañana hasta las 5 de la tarde, pero como labora ambulantemente depende mucho del clima para tener una buena venta.
Su crédito lo va a invertir en la compra de frutas para seguir creciendo en su negocio.
Su meta es tener un local para no vender su producto en la intemperie.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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