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Update on Emma

Emma, 58, has 5 children who are all independent. Emma makes and sells food (lunch). She’s been running her business for more than 21 years. Emma is requesting a loan to buy some kitchen appliances that will allow her to work faster and more efficiently. She is grateful for the opportunity she’s being given.
View original language description ↓
La señora Emma tiene 58 años tiene 5 hijos ya todos independientes, la Sra. Emma se dedica a la elaboración y venta de comidas (almuerzo), se dedica a esta actividad hace mas de 21 , la Sra. Emma solicita el crédito para la compra de algunos electrodomésticos que le permitirá realizar su trabajo de un amanera rápida y eficaz se encuentra feliz y agradecida por la oportunidad que se le están brindando.

Previous Loan Details

Sra. Emma currently lives in the Barrio Oriental area. She has been preparing and selling food (lunch) for more than 20 years. She works hard, getting up early in the morning to prepare her food. Her business is located in her own home. Emma has an excellent credit history and has had no probl... More from Emma's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Emma buy kitchen appliances.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 20, 2012
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Emma. It was first posted on Kiva on Feb, 2012. Learn More