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Lavdije is 37 and married. She has three children, aged 14, 13 and 12; all of them go to school. She is a hard-working Romani from the vulnerable ethnic minority community of central Albania. She started working when she was 13 years old and since then she has been selling used clothes, like so many other people in her community. She is not educated herself, yet her children go to school and she is proud of them. Her dream is that someday her children will attend university.

Lavdije wants to stock up on inventory items--used clothing for the winter season and other used home accessories that she knows are in demand. To fulfill this, she needs a loan, and that’s why she applied for one from the VisionFund Albania (VFA) institution. Soon she was called by the staff to let her know that she can get a Kiva loan instead.

Lavdije is thankful to both Kiva and VFA for the help they have been providing to her community.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 108.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Lavdije to stock up on inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Sep 16, 2012
Currency Exchange Loss:
Feb 15, 2013