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Update on Justina

Justina is a member of the community bank Union II. She is a 65-year old widow and mother of five children.

She is the proprietor of a small grocery store and has been a member of FINCA Peru for 12 years. She says she likes FINCA Peru because they taught her to save and support her in her business, thanks to the training she received at her community bank to be responsible and punctual.

She will invest the loan requested in her grocery store for the purchase of groceries like rice, sugar, milk, noodles, flour, beans, beverages etc.
View original language description ↓
Justina es socia del Banco Comunal Unión II y tiene 65 años de edad, es viuda y madre de 5 hijos. Es socia de FINCA Perú hace 12 años y es dueña de una bodega. Ella dice que le gusta FINCA Perú porque le enseñaron a ahorrar y le brindan apoyo en su negocio. Gracias a las capacitaciones que recibe en su Banco Comunal a ser responsable y puntual. El préstamo que solicita lo invertirá en su bodega en la compra de abarrotes como arroz, azúcar, leche, fideos, harina, menestras, bebidas etc.

Previous Loan Details

Justina is a member of the Unión II communal bank. She is 65 and the owner of a small store. She is the mother of 5 children and has been a member of Finca Perú for ten years. Thanks to the loans, Justina was able to make her house and rent it out. She has enlarged parts of her house and by renti... More from Justina's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $61,860,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Justina to buy groceries like rice, sugar, milk, noodles, flour, beans, beverages etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 3, 2012
Sep 19, 2012
Currency Exchange Loss:
Apr 9, 2013