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Eraj is a 37-year-old man. He is married and the father of two children who are already in school.

He has been a builder for more than 12 years. He builds very wonderful houses, but he can’t build such kind of a wonderful house for himself because he does not have enough income for it. He wants to repair his house because he can’t afford to build a new house. He is asking for a loan of 5,000 somoni to buy building materials such as wood, cement and paint to repair his house.

This loan will help him buy building materials to repair his house. In this way, he will provide a higher quality of living conditions for his family and put an end to the problems with his house.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 228
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Eraj to buy building materials as wood, cement and paint to repair his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 3, 2012
Sep 16, 2012
Currency Exchange Loss:
Oct 21, 2013