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Update on Francis

Francis is a hardworking young adult who continues operating his motorcycle taxi. He has acquired a lot of experience out of this business. Since the previous loan, he has been able to generate the income with which he sustains his own expenses and contributes economically so his family can have a better quality of life.

Francis has achieved progress, and he has very good clients in his business, which permits him to have good income that keeps increasing. Francis is looking for another loan that will allow him to buy a second-hand motorcycle.

His dream is for his business to progress and permit him to have a better quality of life.

Previous Loan Details

Francis is a married man who owns a house that has neither electricity nor piped water. His greatest monthly expense is food. For the past year, he has operated a boda boda (motorcycle) business, operating from the market. He faces a major challenge of competition from other boda boda businesses.... More from Francis's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 856
    View loans »
    Kenya Loans Fundraising
  • $47,090,675
    Funds lent in using Kiva
  • 84.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Francis to buy a second-hand motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 16, 2012
Currency Exchange Loss:
Sep 17, 2013
This photo was used before for a previous loan for Francis. It was first posted on Kiva on Aug, 2011. Learn More