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Ry's Group
In this Group: Ry, Kimly, Vun
Ry, a young 25-year-old mother of one little kid, is a citizen from Kror Kor district, Cambodia. To survive, she earns a daily income from her rice cultivation business as a primary income. To increase the family income, she also sells vegetables and her husband drives a motor taxi during his spare time. She has managed both of her businesses for seven years and is able to earn almost KHR 12,000 on average. Her main challenge is the drought, which lowers her yield. This cycle is a first loan cycle for Ry. She is the leader of her group consisting of three female members. One fellow group member is also a first-time borrower while the remaining one is a fourth-time borrower. She is requesting an amount with another co-member of KHR 1,000,000 each, while the remaining member is applying for KHR 500,000. She will use her loan portion to buy fertilizer in order to boost her yield. Moreover, she will use a portion of it to buy more vegetables for resale. She hopes to grow her rice fruitfully so as to double her income and maintain a good standard of living that is better than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 75
    View loans »
    Cambodia Loans Fundraising
  • $41,806,325
    Funds lent in using Kiva
  • 4,055.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ry's Group's $625 loan helped a member to buy fertilizer for farmland and vegetables for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 16, 2012
Currency Exchange Loss:
Sep 17, 2013