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Yum's Group
In this Group: Yum, Ry, Rou
Yum lives in a rural area of the Ek Phnom district of Battambang province, Cambodia. She is a 49-year-old mother of four children. She has earned a living through raising pigs for ten years. Yum is able to earn approximately KHR 27,000 per day from her current business and she manages to save about KHR 19,000 each day for the future needs after deducting daily expenses.

Yum has been with Kiva’s partner, VisionFund, for four cycles and fully repaid the past loans, which have helped her relieve her family’s financial burden and improve their livelihood. Now, she is leading her group of three to apply for a loan with VisionFund. Yum will use her portion to buy more piglets for raising. She hopes this loan will enable her to increase her pig-raising business and also hopes to feed her pigs to be fat and healthy so as to sell them for a good price to gain more income to improve her family's living condition.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 85
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,055.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yum's Group's $800 loan helped a member to buy piglets for raising.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 16, 2012
Currency Exchange Loss:
Sep 17, 2013