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Sophea's Group
In this Group: Sophea, Ry, Choeurn, Lim, Phorn
Sophea is 35 years old and originally from Kampong Cham province's Tbaung Khmum district. She has five children, four of whom are living with her and helping the family business. She sells grocery items and her husband grows paddy rice plus cassava in order to strive for a living for their household’s sake. Having been engaged in this business for 15 years, she can earn about 30,000 KHR per day and save about 15,000 KHR per day after daily expenses.

Sophea's group is composed of five women members and all of them, including her, are second-time borrowers with Kiva's partner. She has managed her first loan with success to alleviate her family's burden and improve its livelihood. Now, her entire loan first loan has been paid back. For this cycle, she is a group leader. She will use her loan portion to buy fertilizer for her farm; some portion of it will be used to buy additional grocery items such as soaps, canned food, storage food ingredients etc. for resale. She hopes that her business will gradually grow so she can increase her income and improve her living conditions so they are better than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 82
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,055.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophea's Group's $1,350 loan helped a member to buy fertilizer for farmland and grocery items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 14, 2012
Sep 16, 2012
Currency Exchange Loss:
Sep 17, 2013