Michael is a 37 years old married man. He has 4 children with ages ranging from 1 years to 15 years. He describes himself to be customer friendly.
He operates a retail business where he sells cows. He has been involved in this business for 3 years. His business is located near a busy road in a rural area and his primary customers are local residents and butcher men. He describes his biggest business challenge to be outbreak of diseases affecting many cows.
He will use the Kes 12900 loan to buy a solar lamp which will be used by his family members for lightining. His business goal is to improve his business within 5 years. He hopes that in the future he will expand his business by buying more cows for his business. In addition, Michael sells milk which increases his business income.