Otila is 29 years old and married with 1 child. She wants to start a small business making and selling woven hats, woven mats, design boards, and crafts in her community. To do this, she needs a loan to buy paints, wood, panadanus leaves, feathers, cutting tools, and design tools. In the future, Otila hopes to improve her business to help her family and educate her child. She joined SPBD in 2011 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.