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28 year-old Karine started her own business in 2010. With two years of legal experience, she rented some space and opened her own small law office. Karine works on relatively small cases, but hopes that the experience she gains will enable her to expand her business in the future. Karine doesn't take days off and works late into the evening. Thanks to her business, she has the opportunity to support her young family, which consists of an unemployed husband and a one year-old daughter. Karine was born in Kapan and after finishing high school, graduated with a major in law from the Russian State University of Trade and Economics in Piatigorsk, Russia. Karine needs a loan in the amount of $730 to buy office furniture, a printer, and a computer for her office.
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28 летняя Карине организовала свой собственный бизнес в 2010 году. Имея двухлетний опыт юридической деятельности, она арендовала помещение, в котором открыла свою небольшую адвокатскую контору. Карине берется за небольшие дела, но надеется что вместе с приобретенным опытом работы сможет расширить свой бизнес в будущем. Карине работает без выходных и до позднего вечера. Благодаря своему бизнесу, она имеет возможность содержать свою молодую семью, которая состоит из безработного мужа и годовалой дочери.
Карине родилась в Капане и после окончания капанской средней школы поступила и окончила Российский Государственный торгово-экономический университет в городе Пятигорске, Россия, по специальности юриспруденция.
Карине необходим кредит на сумму $730 для приобретения офисной мебели, принтера и компьютера для своей конторы.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Karine to buy office furniture, computer and printer for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 30, 2012
Sep 13, 2012
Currency Exchange Loss:
Apr 17, 2013