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Fitim is a 30-year-old recently married male. He lives in a small village of Kosovo with his wife and his entire family. Fitim works as a security guard but earns a low salary. To cover the family expenses, he is also working with some family members in their agricultural business.

Using a tractor, they cultivate and maintain the properties of others in order to generate income. Until now, the family had used one of the uncle’s tractors, which was considered common property, but as he has recently separated from them, Fitim has remained without the use of a tractor. Fitim is requesting a loan in order to purchase a tractor. With the help of this loan, he can expand the number and frequency of the work he completes; thereby, generating a larger income for his family.

He appreciates all of Kiva's lenders!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 5
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Fitim to purchase a tractor.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 15, 2012
Currency Exchange Loss:
Jul 17, 2014