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Julissa is 25 years old, she is a hardworking young woman, and above all, eager to get ahead. She lives next to her husband with who she has a child who is 5 years old. She loves him so much, and with her husband, they work hard to give him a decent life and above all, much love.

Her house is located in the city of Pucallpa, a city that is characterized by very hot weather and has beautiful flora and fauna. It is surrounded by beautiful landscapes where we can disconnect from the hustle and bustle of the city.

Due to their limited resources, she could only study through fifth grade of secondary education, but she would have liked very much to study to be a teacher.

Julissa works hard every day in her small business selling groceries. She works around 15 hours a day, because she opens her small business from early morning untill late night. She believes she is doing well in her business because she is very friendly with customers.

Julissa is very grateful to Kiva lenders because thanks to the help provided, she will buy merchandise for her business such as rice, sugar, and noodles, among others. Also, she will buy materials to build a roof outside her house such as corrugated, strips, and nails, among others. Doing so, she will have more variety of products to offer to her customers, and will also provide them with more comfort. That will allow her to improve her income and keep fighting to realize her greatest dream: "To give good education to his son and have a larger business".
View original language description ↓
Julissa tiene 25 años de edad, es una joven muy trabajadora y sobre todo con muchas ganas de salir adelante, vive al lado de su esposo con el cual tiene 1 pequeño de 5 años de edad, a quien quiere muchísimo y por quien trabaja muy duro al igual que su esposo para poder darle una vida digna y sobre todo con mucho amor. Su vivienda se ubica en la ciudad de Pucallpa, ciudad que se caracteriza por tener un clima muy caluroso y posee flora y fauna muy hermosa, rodeada de paisajes muy lindos en los cuales podemos desconectarnos del bullicio de la ciudad. Debido a sus pocos recursos económicos ella solo pudo estudiar hasta el quinto grado de educación secundaria, pero le hubiera gustado mucho estudiar para ser profesora.

Día a día Julissa trabaja muy duro en su pequeño negocio de venta de abarrotes, ella trabaja alrededor de 15 horas diarias, ya que abre su pequeño negocio desde muy temprano hasta muy noche; ella cree que le va bien en su negocio porque es muy amable con los clientes.

Julissa agradece mucho a los prestatarios kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para su negocio como arroz, azúcar, fideos, entre otros, así como también podrá comprar materiales para poder construir una especie de techo afuera de su vivienda como calaminas, listones, clavos, entre otros; así de esta manera tendrá mas variedad de productos para ofrecer a sus clientes, así como también brindarles mayor comodidad, lo que le permitirá mejorar sus ingresos y seguir luchando para poder hacer realidad su más grande sueño:” Darle una buena educación a su hijo y tener un negocio mas grande”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 74
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Julissa to buy merchandise (rice, sugar, noodles, etc.) and corrugated and strips, among others.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 18, 2012
Currency Exchange Loss:
Sep 17, 2013