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Ndiang Montagne Group
In this Group: Coumba, Aminata, Ndeye Sano, Soda, Mame Khady, Aminata, Fatou, Fatim, Fatou, Ndeye, Ndiaya, Fatou, Codou, Aïcha, Aïcha, Mbayang, Maguette, Ngane, Ndeye Lena*, Male*
* not pictured
This group was created on December 15, 2008, and it consists of 20 women who are related, friends and/or neighbors. They all work in trade.

The featured borrower is Mrs. Coumba, age 52. She is married (3rd wife) and the mother of six children, two of whom are girls. The youngest child is 18 years old. One of her daughters is married.

Mrs. Coumba sells sculptures and various other items, and she boasts over 20 years of experience in this activity. She is the lady standing at the far right in the photo with her hand raised and wearing a long green dress.

Mrs. Coumba visits the capital and the local weekly markets to buy mortars, gourds, and incense to sell at the central market of Louga.

She will use her loan to buy 75,000 F worth of mortars, 75,000 F worth of gourds, and 15,000 F worth of incense; the sale of these items will help to boost her revenue.

She helps a little with the family’s expenses. She uses her profits to bolster her savings, to contribute to a savings group, and to repay her loan.
Ce groupe existe depuis le 15 décembre 2008 il est constitué de vingt femmes qui sont amies, parentes, voisines et ont comme lien commun le commerce.

L'emprunteur vedette madame Coumba est âgée de 52 ans, elle est mariée (3éme épouse) mère de six enfants dont deux filles ;le plus jeune a 18 ans, une de des filles est mariée. Elle mène une activité de petit commerce d'articles de sculpture et divers et capitalise une bonne expérience de plus de 20 ans. Sur la photo, elle est debout à droite à l'extrême habillée en grand boubou vert et a levé la main droite.

Coumba se rend à la capitale et dans les marchés hebdomadaires environnants pour y acheter les mortiers,calebasses, encens et les revendre au marché central de Louga.

Son prêt lui servira à acheter des mortiers pour 75000 F, calebasses 75000 F, encens 15000 F; pour gagner beaucoup de revenus.

Elle participe un peu aux dépenses familiales; elle épargne avec les bénéfices, cotise à une tontine et rembourse son prêt avec.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 512.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ndiang Montagne Group's $3,925 loan helped a member to buy mortars, gourds, incense for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 13, 2012
Sep 12, 2012
Currency Exchange Loss:
Mar 15, 2013