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Golondrinas Group
In this Group: Rebeca, Yamileth, Carolina
The “Golondrinas” (The Swallows) group has three hardworking, enterprising members. One of them is Yamileth who sells snacks and small products. She used the previous loan to buy display cases and replace the store’s roof. She wants to use this one to stock it with a greater variety of products.

The other group members are Carolina who has a grocery store and Rebeca who sells tortillas, beans, cheese, eggs, cream, etc.
View original language description ↓
El grupo Golondrinas lo conforman tres personas trabajadoras y emprendedoras una de ellas es Yamileth quien tiene una venta de golosinas y pequeños productos. Con el crédito anterior logro realizar estantes y cambiar el techo del negocio, con este desea surtirla con mayor variedad de productos.
Las otras integrantes son Carolina quien tiene una pulpería y Rebeca quien vende tortillas, frijoles, queso, huevo, crema…etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Golondrinas Group's $2,550 loan helped a member to buy stock merchandise like snacks, soft-drinks, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 11, 2012
Sep 18, 2012
Currency Exchange Loss:
Apr 17, 2013