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Beatrice is in charge of a hair salon. She is not married and has no child. She set up the business with the intention of improving her standard of living, and also to support her mother and siblings. Her business is doing well.

Beatrice is requesting a loan in order to buy hair products such as hair oil, pomade, wigs and shampoo, which she will use to beautify customer hair.

Beatrice is 25 years old and she has been operating her business for 5 years. Her goal is to be self-sustainable before she get married. This is her 5th loan with ID-Ghana and she needs 1000 Ghana cedis to buy items for the salon in order to meet the demands of the customers better. She has been taken loan from ID-Ghana since 2010.

After senior high school, Beatrice decided to learn hair dressing, which is the source of her money now. She took 750 Ghana cedis as a 4th loan and completed that repayment on 15/08/2012. She needs Kiva help to able to continuously move toward reaching her goal.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Beatrice buy hair products for her salon.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 14, 2012
Currency Exchange Loss:
Jan 15, 2013