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Duterimberemubuhinzi /nykby Group
In this Group: Maurice, Manassé, Dative, Evelyne , Eline, Adrienne, Jean Bosco, Gaudiberthe, Oscar, Callixte
Mauritius is part of the group "Duterirmberemubuhinzi." The group's name means "developing agriculture." Mauritius is 28 years old and is married with two children. In addition to his children (aged one and three years old), Mauritius has one additional dependent. He has had six years of primary education.

Mauritius is rice farmer. This is his first loan cycle with ACB. He will use this loan to to pay his workers and to purchase fertilizer for his rice farming. To increase the yields from his farming, he plans to seek additional loans in order to boost his capacity for rice production. In the coming years, he would like to be the best rice producer in the region. With the income he earns, Mauritius plans to pay for the school fees and medical care of his children.
View original language description ↓
Maurice fait partie du groupe Duterirmberemubuhinzi. Le nom du groupe signifie «developper l’agriculture».Il a 28 ans et il est marié avec 2 enfants de 1 ans à 3 ans. Il a 1 personne dans son charge autre que ses enfants. Son niveau d’éducation est de 6 ans de primaire.

Maurice est cultivateur de riz. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des fertilisants et payer la main d’œuvre pour son agriculture de riz.

Pour accroitre son agriculture du riz, il planifie de demander d’autres prêt pour augmenter la capacité de ses activités de la culture de riz. Dans les prochaines années, il voudrait être le meilleur producteur de riz dans la région. Avec les profits, il prévoit de payer le frais scolaire et médicaux de ses enfants.

Additional Information

More information about this loan

This loan is part of Amasezerano Community Banking's Ezukame ("agriculture") program, designed to provide capital to poor farmers in rural Rwanda. ACB invests a higher percentage of its portfolio in agriculture than any other Kiva Field Partner, and is strongly committed to serving the needs of rural borrowers. This type of loan has terms ranging from one to 36 months, with the option to repay in full at the end of the term or in monthly installments.

This flexibility is critical in Rwanda where 85% of the population is employed in agriculture, but many formal financial institutions consider the sector to be too risky to invest. By funding this loan, you are expanding opportunity to farmers with limited options.

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 49
    View loans »
    Rwanda Loans Fundraising
  • $18,405,575
    Funds lent in using Kiva
  • 605.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Duterimberemubuhinzi /nykby Group's $1,675 loan helped a member to pay his workers and to purchase fertilizer for his rice farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 23, 2012
Sep 12, 2012
Currency Exchange Loss:
May 8, 2013