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Lorenza is 61 years old, and she lives with her daughter. She has a store where she sells basic needs products like rice, beans, eggs, milk, bread, and soap, among others. She has had the business for several years, and this has gifted her with a lot of sales experience.

This allows her to get better income. Her business is located in an area where a lot of people live. Most of her customers are her neighbors and the people who come to a nearby field for the week-end. They prefer her because her store is the best stocked. They always find what they need, a quality product at reasonable prices. Above all, she provides excellent service.

Lorenza is an enterprising, energetic, and very tenacious woman. She is always looking for ways to help meet her goals. Her biggest secret is effort and perseverance. She knows that this is the only way she will achieve the success she so desires.

Like all good merchants, she wants to expand her business. However, she needs capital to do so. That is why she is requesting a loan from Integral. The loan will allow her to buy basic grains, candy, bread, instant products, and drinks, etc. Lorenza has good payment references, and she affirms that she will be able to repay the debt. At the same time, she has faith that she will give her family a better quality of life.
View original language description ↓
Lorenza de sesenta y uno años de edad vive junto a su hija, ella posee una tienda donde vende artículos de primera necesidad arroz, frijoles, huevos, leche, pan, jabones, entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias, su negocio esta ubicado en el lugar donde reside y sus mayores clientes son los vecinos, y las personas que llegan a una cancha cercana los fines de semana, la prefieren porque su tienda es la mas surtida siempre encuentran lo que necesitan con producto de calidad, a buenos precios pero sobre todo con un excelente servicio; Lorenza es una mujer emprendedora, enérgica y muy luchadora, siempre esta buscando alternativas que le ayuden a alcanzar sus metas su mas grande secreto es el esfuerzo y la perseverancia pues sabe que solo así lograra el éxito que tanto desea, como toda buena comerciante quiere ampliar el negocio pero para ello necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, pan, producto instantáneo, bebidas, etc. Lorenza tiene buenas referencias de pago, asegura poder saldar la deuda y a la vez tiene fe que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 724
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Lorenza to buy basic grains, candy, bread, instant products, and drinks.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Sep 18, 2012
Currency Exchange Loss:
Aug 18, 2013