Ernestina has been operating a grocery store for five years now. The items in her grocery shop are different kinds of drinks, biscuits, toffees, powdered milk, etc. She is married to a farmer and has six dependants. Ernestina uses her income to help her husband to pay their children’s school fees. She will use her loan to purchase a variety of groceries to sell. With the new profit, Ernestina plans to expand her business.