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Vardush lives in Aratashen village with her husband and 2 school-age sons. Vardush is a baker in a local bakery. Besides this, she helps her husband, Garnik, to run the farm, where they cultivate peppers and tomatoes. Because of the weather conditions, the covers over the green houses get corrupted, so Vardush has to renew the polyethylene covers. Vardush also needs to repair the electricity to heat the green houses during winter. This is important for Vardush to gather a good harvest during the year and cover her family's costs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $16,809,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Vardush to pay for polyethylene covers for the green house, and electricity to heat them during winter.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 14, 2012
Currency Exchange Loss:
May 17, 2015