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Bat-Amgalan is 33 and an economist. He graduated university in 2000 and recently became employed. Bat-Amgalan lives with his family in a common apartment with two rooms in Ulaanbaatar, the capital city of Mongolia. In winter his apartment becomes cold and hard to heat due to heat escaping through his out-dated windows. His children always get sick due to their cold home. His family has not repaired or renovated their apartment since they moved in many years ago.

Bat-Amgalan is requesting a loan to replace his old windows with double-glazed ones. He said that “it will be very useful and healthy to his family members." Bat-Amgalan's loan will be used to cover the cost of the new double glazed windows to improve his family house.

Additional Information

More information about this loan

This loan is part of Credit Mongol's green loan program, which helps clients to purchase products for improving their heating and ventilation systems, reducing pollution and health problems caused by burning coal in the winter.

About Credit Mongol

Credit Mongol is the largest non-banking financial institution (NBFI) in Mongolia. Its mission is to contribute to the prosperity of Mongolians by providing high-quality, affordable and varied financial services to micro-entrepreneurs and small-to-medium-sized businesses. It prioritizes serving remote, rural populations that have typically lacked access to credit and other financial services. Uniquely, it offers solar panel loans to nomadic herders, most of whom live without electricity.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mongolia

  • $5,900
    Average annual income
  • 0
    View loans »
    Mongolia Loans Fundraising
  • $15,491,375
    Funds lent in using Kiva
  • 1,375.0
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Bat-Amgalan to replace his old windows with double-glazed ones and renovate his family home.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 14, 2012
Currency Exchange Loss:
Jul 17, 2013