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Marina lives in Armavir town with her 15-year-old son, Lyova. She runs a salon, where she trades in perfumes and provides cosmetology services. Marina started this business ten years ago.

Marina would like to improve conditions in her salon, for which she needs sufficient funds. With the help of this loan she will purchase special chairs for makeup services. In addition, she plans to purchase perfumes for the salon.

Marina dreams of founding a big hairdressing salon with a large variety of services. This loan will help her to develop the business and gather additional income, which she plans to invest in further expansion of her business.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Marina to pay for perfumes and chairs for her salon.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 22, 2012
Sep 14, 2012
Currency Exchange Loss:
Apr 16, 2014