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Rusudan is from the Senaki district, West Georgia. She is 38 years old and lives with her husband and two grown sons (18 and 20 years old), both students. Rusudan works as a teacher and earns a monthly salary. The family is involved in an agricultural business. They own a plot of land where they grow nuts, maize and laurel leaves. They have a vineyard and produce wine and vodka and they also own 2 pigs. In addition, Rusudan runs a small dairy farm with two milk cows and 4 calves. She milks the cows twice a day and produces cheese. Rusudan sells all of her agricultural products at the Senaki open market. Rusudan’s husband gets wood from the forest and sells it in nearby villages.

Rusudan has applied for this loan to increase her number of cattle by purchasing a milk cow. This will allow Rusudan to receive more milk for her dairy and increase her sales. This will give her an opportunity to improve her family's living conditions and finance her sons' education.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,572,225
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Rusudan to purchase a milk cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 17, 2012
Currency Exchange Loss:
Apr 16, 2014