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Doem is 40 years old and a resident from the Oddar Meanchey province. She is an industrious farmer who pays full attention to a farming business to earn a living. Doem is married to her husband, also her business partner. They have given birth to three children, one of whom is already married and has an independent life. Doem has been farming alongside her spouse for ages.

Doem wants to make improvements to her current business, so she is taking out a loan in the amount of $1,000 to purchase a water pump for carrying enough water to her crop field. With the rest of the funds, she will hire laborers to work on her potato and bean plantations. She hopes to develop her business gradually and ensure a high production each season.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 71
    View loans »
    Cambodia Loans Fundraising
  • $41,838,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Doem to purchase a water pump for carrying enough water to her crop field.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Oct 1, 2012
Currency Exchange Loss:
Apr 25, 2013