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Bintang Lima Group
In this Group: Khotimah, Siti , Kasri
Khotimah is 38 years old and married with four children who go to school. She has been running her food business for about ten years now. She sells fried duck. Her business sometimes does not run well, because at unexpected moments security police come and tell them to move by force because they do not have permission to sell there.

She will use this loan to buy duck meat and to rent another place so she will not worry anymore about her business if the security police come. Her dream is to have a duck restaurant so that the next time she will not worry about finding customers or about security police.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 71
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,560.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bintang Lima Group's $1,275 loan helped a member to buy duck meat, rice, oil, gas to cook the food, and to rent a place.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Sep 13, 2012
Currency Exchange Loss:
May 18, 2013