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Bintang Pitoe Group
In this Group: Lina, Siti, Nurhosilah, Neng, Siti, Syarifah, Siti, Kholiah, Siti, Desni
Lina lives in the east of Jakarta. She is married and has two children.

Her business is packing and shipping books. She started her business since 1987. Nur is a loyal client because she now has entered her tenth cycle.

Sometimes she must delay shipping because of the lack of capital to buy the material for packing the books. Lina is asking a loan from Kiva Partner VisionFund Indonesia to purchase the needed materials.

Lina said: "I joined this loan because the mortgage is affordable and easy process, and the manner of service of staff is also friendly and always motivating. If I did not join, perhaps until now I would still have difficulties to meet the needs of families. But I am grateful for the VisionFund Indonesia, because my business is increasing, and very helpful to my business growth.

She has a dream of having a book store and having employees.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 98
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,560.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bintang Pitoe Group's $6,075 loan helped a member to buy paper, rope, rulers, boxes, and other packing materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Sep 12, 2012
Currency Exchange Loss:
Oct 1, 2013