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Sandra Idalia
Sandra Idalia, 24, lives with her life companion, Roberto, and their 8-year-old son. She sells ‘atoles’ [corn based beverages] made with rice, pineapple, corn and ‘poleada’ [hot drink made with flour and milk], among others. She’s had the business for several years and has acquired much experience that makes it possible for her to earn higher profits. Her small business is located in a very strategic spot with lots of passersby. She has a large, regular clientele because people prefer her because of the quality of her products, her good prices and above all for the excellent service.

Sandra is a woman who is dedicated to her work and determined to get ahead. She strives daily to reach success. Like all good merchants, she wants to increase production but needs capital to do so which is why she’s asking Integral for a loan to buy cereals, rice, pineapple, corn, cinnamon, etc. Sandra Idalia has good payment references and is sure that she will be able to repay the loan as scheduled while at the same time provide her family with better quality of life.
View original language description ↓
Sandra Idalia de veinticuatro años de edad vive junto a su compañero de vida Roberto y su hijo de ocho años; ella se dedica a la venta de atoles, de arroz, de piña, de maíz, poleada, entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, tiene su pequeño negocio en un lugar muy estratégico transitado por muchas personas, ya tiene mucha clientela fija pues las personas la prefieren por la calidad de su producto, los buenos precios pero sobre todo el excelente servicio, Sandra es una mujer dedicada a su labor dispuesta a salir adelante, se esfuerza todos los días por alcanzar ese éxito, como toda buena comerciante quiere aumentar la producción pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar cereales, arroz, piña, maíz, canela etc. Sandra Idalia tiene buenas referencias de pago es responsable, asegura que podrá saldar la deuda en el periodo establecido y a la vez podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 510
    View loans »
    El Salvador Loans Fundraising
  • $31,386,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sandra Idalia to buy cereals, rice, pineapple and cinnamon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 17, 2012
Currency Exchange Loss:
Mar 15, 2013