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Rossmery Esmeralda
Rossmery Esmeralda is 26 years old and lives with her son and her mother in her own home. She has a business making and selling tortillas and pupusas. She has had this business for several years, and she has gained a lot of experience in this type of work. She has many customers from the local and surrounding areas since everything that she makes is delicious. People prefer to come to her for the quality of her dishes, her low prices, and also for the excellent service, which is the fastest in the area.

She is a dedicated and energetic woman who has many dreams that she has not been able to realize. She is working hard in order to achieve them, since this is the only way she will obtain success. She wants to increase her production, since in recent months their has been an increase in customer demand. In order to do this, she needs to make a new investment in her business. For this reason she is seeking a loan through INTEGRAL that will all her to buy corn, cheese, beans, fried pork skins and other items.

Rossmery has good credit references from those who know her. She is responsible and gives her assurance that she will be able to repay her debt and at the same time provide her family with a full life.
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Rossmery Esmeralda de veintiséis años de edad vive junto a su hijo y su madre en casa propia, ella se dedica a la elaboración y venta de tortillas y pupusas, tiene varios años de poseer el negocio y eso le ha regalado mucha experiencia en la materia, donde comercia es muy transitado por las personas lugar y por la de los alrededores, se ha hecho de mucha clientela pues todo es delicioso, las personas la prefieren por la calidad del material, los buenos precios y además por el excelente servicio el mas rápido de la localidad; Rossmery es una mujer enérgica, luchadora y con muchos sueños que no ha podido alcanzar, esta trabajando duro para lograrlo pues solo a así obtendrá el éxito, quiere aumentar la producción porque en los últimos meses aumento la demanda pero para ello necesita realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar maíz, queso, chicharrón, frijoles etc. Rossmery tiene buenas referencias de pago por parte de sus conocidos, es responsable y asegura poder cancelar la deuda a la vez que confía que podrá darle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 529
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rossmery Esmeralda to buy corn, cheese, beans and fried pork skins.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 25, 2012
Sep 17, 2012
Currency Exchange Loss:
May 17, 2013