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Ana Margarita
Ana Margarita, 43 years old, lives with her life companion and son. She has a store where she sells basic supplies, beans, rice, bread, instant food products and soap, among other items. She has had the business for several years and this has given her valuable experience in sales that enables her to earn better profits.

The business is located in her house and is very well known. She has many customers since people prefer her because everything she sells is of the highest quality and at the most accessible prices. Her service is also unparalleled: she is at the disposal of her customers.

Ana is an energetic and hardworking woman who is eager to get ahead. She is ready to work to the fullest because she knows that is the only way to fulfill her dreams and achieve success. Like all good merchants she wants to grow her business and make new investments however she does not have enough capital. Therefore she is requesting a loan from INTEGRAL that will enable her to purchase basic grains, bread, sweets, instant foods, drinks, soap, etc. Ana Margarita has a good credit history. She assures that she will be able to pay off the debt and is confident that she will be able to provide financial security to her household.
View original language description ↓
Ana Margarita de cuarenta y tres años de edad vive junto a su compañero de vida y su hijo, ella posee una tienda donde vende productos de primera necesidad, frijoles, arroz, pan, producto instantáneo, jabón, entre otros, tiene varios años con el negocio y eso le ha regalado experiencia valiosa en las ventas que le permite obtener las mejores ganancias, el negocio esta ubicado en su vivienda y es muy conocido, tiene mucha clientela pues las personas la prefieren porque todo lo que comercia es de primera calidad y a precios accesibles además del servicio inigualable siempre a la orden de los clientes; Ana es una mujer enérgica, trabajadora, y con muchas metas por delante, esta dispuesta a esforzarse al máximo pues sabe que solo así podrá cumplir sus sueños y llegar al éxito, como toda buena comerciante quiere acrecentar el negocio y realizar nuevas inversiones pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, pan, golosinas, producto instantáneo, bebidas, jabones, etc. Ana Margarita tiene buenas referencias de pago, asegura que podrá saldar la deuda y a la vez tiene fe que podrá llevar a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 532
    View loans »
    El Salvador Loans Fundraising
  • $31,772,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana Margarita to purchase basic grains, such as bread, sweets, instant food products, drinks and soap.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 17, 2012
Currency Exchange Loss:
Jan 25, 2014