A loan of $2,550 helped a member to purchase oil, dough, sugar etc.

Radha Krushna Group's story

This group formed in the year 2009 and is called “Radha Krushna” (named after the Hindu Lord Krishna and His power). It is a group comprised of four women members of the village called Dumerbahal. It is located in the Nuapada district; one of the poorest districts of India. One of the members of this group is Dibyarani who has raised her hand in the photo. She is 26 years old and her family consists of her husband, one small daughter, father in-law and mother in-law. Dibyarani has been running a small bakery factory in her house with the help of her husband for the last 12 years. In the factory, bakery items like bread, cream roll and toast etc. are being prepared. She has engaged four skilled laborers for the processing and making of the bakery items. Her husband supplies the products to three or four nearby towns within a 40 km radius. Dibyarani says owing to better quality, design, packing and forms of her products, there is a lot of demand from the locals, but due to a shortage of stock she could not meet their demands. She does not like to say “No” to her customers and wants to give better service to her customers. She now wants to buy more stock of oil, dough, etc. to increase her production level to meet the demands and grab her customers. A portion of the loan will be used to purchase raw materials in bulk, which will reduce her purchasing and transportation costs. As the present location of the factory is in her residence, Dibyarani wants to construct a separate house in a prominent place in her locality to run the business smoothly. She also hopes to save money from the sale proceeds for provide a better education facility to her only girl child.

The other three active members of the group are Nabina, who has a sweets-making business and grocery shop, Jajnaseni, who sells and supplies bakery items, and Rangalata who has a grocery business and hopes to provide better education to their children and increase their living standard.

In this group: Dibyarani, Nabina, Jajnaseni, Rangalata

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