Funded

Total loan: $3,250
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Maa Gangadi Group


A loan of $3,250 helped a member to purchase perfumes, raw sticks etc.


Maa Gangadi Group's story

Sasmita, the featured member, is sitting on the extreme left with her hand raised in the photo. She is a young lady of 25 years who resides in the village of Thakpali in the Khariar block in the Nuapada district of Odisha, India. She has formed a group named Maa Gangadi (an adorned deity of the locality) consisting of five members of the same village. Sasmita’s family is comprised of five members: her husband and three daughters who are seven years old, three years.old, and 6 months old. She hails from a Below Poverty Line family. (BPL). Her elder daughter is studying in the second standard. Though her husband has a small piece of land that can be cultivated, due to financial scarcity, he was not farm able to cultivate the land and was forced to do the business of supplying dry food items like snacks, tea, mixture etc. by bike and selling in the nearby villages. To add to this, her husband has completed graduation but due to bad luck, he failed to get a job.

Sasmita has been running an incense stick making business at her home for the last four years. Her husband goes to a wholesale market 200 km away once a week to bring home raw materials like raw sticks. She was impressed and preferred to start the business to add some income to her family. To cater to the educational expenses of her children, she intends to increase her income. With the present loan, Sasmita wants to maintain raw materials like raw sticks, perfumes, chemicals etc. for one month so that she can save time, money and energy, which can be otherwise used in productive work. Within this period, she will prepare and sell her product in bulk quantity. Sasmita has a long desire to educate her daughters in a better school for a better future, and construct a house for her residence and business, thereby improving her living conditions.

Saratmanjari, Tulasilata, Bandana and Maharagi are the other four members of the group. They are running a cloth business, a milk business, a grocery shop and a footwear business, respectively.

In this group: Saratmanjari, Tulasilata, Bandana, Maharagi, Sasmita
*not pictured



Loan details

Repayment schedule: At end of term
Disbursed date: September 5, 2012
Facilitated by Field Partner: Mahashakti Foundation

Lenders and lending teams



Loan details

Repayment schedule: At end of term
Disbursed date: September 5, 2012
Facilitated by Field Partner: Mahashakti Foundation