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Girasol Group
In this Group: Sugey, Rosa, Eva, María , Nohemi, Roger
The Girasol group is made up of five hardworking people. One of them is Rosa Emilia, who has sold beverages for 20 years. Four people work with her. She will invest the loan in products for her work.

The other members are Jorge,42, who has been a tailor for 30 years. Sugey, 31, sells cosmetics, and María Elena sells pizza, Avon and Bogue products, and Nohemí has had a small store for 5 years.
View original language description ↓
El grupo Girasol lo conforman cinco personas trabajadoras una de ellas es Rosa Emilia quien tiene desde hace 20 años una refresquería, en la cual colaboran con ella cuatro personas. El crédito lo invertirá en productos para el tramo.

Los otros integrantes son Jorge de 42 años quien tiene una sastrería desde hace 30 años, Sugey de 31 años vende cosméticos y María Elena vende pizza, productos AVON y BOGUE, y Nohemí tiene una pequeña venta desde hace 5 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Girasol Group's $2,800 loan helped a member to buy fruit, sugar, cups, bags, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 8, 2012
Sep 17, 2012
Currency Exchange Loss:
May 17, 2013